Health care reform impacts everyone. We're here to help.

Under the Affordable Care Act (ACA), Americans are now required to have health insurance. The next Open Enrollment period begins in October 2015.

Do You Still Need Coverage?

You can only sign up for a Qualified Health Plan during Open Enrollment. If you experience a qualifying life event (QLE), however, you may be granted a window of time to enroll in a new health insurance plan. Learn more about Special Enrollment Periods (SEPs).

Additionally, if you experience a gap in coverage, a short-term health plan may be a great option. You can sign up for a short-term policy at any time.

Note: Because the benefit structure is different from ACA metal plans, short-term health policies are not considered Qualified Health Plans under the ACA. They will not help you avoid the government penalty.

What Are Some Benefits to Having a Health Insurance Plan?

With a BlueEssentialsSM plan from BlueCross BlueShield of South Carolina, you will enjoy discounts on fitness and wellness programs, hearing and vision services, cosmetic procedures and more.

You will also save money with our Retail 90 benefit. Retail 90 is a service of Caremark, an independent company that offers a pharmacy network on behalf of BlueCross. BlueEssentials members can purchase 90-day supplies of eligible prescription medications at participating retail pharmacies for mail-order prices. Saving money on your prescriptions is now as easy as visiting your local pharmacy! Read more about Retail 90.  

Ready to Enroll?

There are many ways to get a health insurance plan. We can help you get covered outside Open Enrollment.

  • Shop online
    If you feel you may be eligible for financial assistance, contact us today to shop and enroll in a BlueEssentials plan. If you are not eligible for financial assistance, you can shop and enroll through the BlueCross Private Marketplace.
  • Contact your agent or broker
    Call your agent or Find an Agent online.
  • Call an enrollment counselor
    You can reach us at 1-800-832-1845 (8:30 a.m.–5:30 p.m. EST, Mon.–Fri.).
  • Visit a South Carolina BLUESM retail center