When Can I Get Health Insurance?
Open Enrollment is a window of time the federal government established during which citizens can enroll in a Qualified Health Plan that meets the Affordable Care Act (ACA) requirements. The 2016 ACA Open Enrollment will begin in November 2015.
You can only sign up for health insurance during Open Enrollment, with two important exceptions. If you missed this year’s enrollment period, you can get coverage by:
- Qualifying for a Special Enrollment Period (SEP)
Have you recently gotten married or divorced, had a baby, lost your job or moved? These are called “qualifying life events” and you may be eligible for an SEP within 60 days of experiencing one. Learn more about Special Enrollment Periods (SEPs). Note: Effective now through April 30, the government has granted a Tax SEP for individuals who paid a penalty for not having health insurance on their 2014 taxes. Contact us to learn more.
- Enrolling in a short-term health plan
You can sign up for a short-term health policy at any time. If you will be uninsured before the next Open Enrollment period or if you need coverage before your new policy takes effect, short-term health is a great option.